Bridging the Gap between FAITH & Finance with Austin Thoms

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What does it mean to be content with our finances as Christians?

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How does comparison affect us in coveting our neighbors?

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How does the culture around us influence our comfort and seek money above all else?

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Austin Tones, a Christian financial advisor is here to break these things down for us

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from a biblical standpoint here on Invested With Purpose.

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Invested With Purpose, making the most out of your time, talent, and treasure.

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We Christians from all walks of life and hear their incredible stories that will both motivate

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and challenge the way you view the world.

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These men and women exemplify Christian values and biblical stewardship in areas of mission,

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finance, entertainment, sports, and more.

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My name is Orlando.

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And I am Brian.

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And today we have a very special guest with us that we're excited to have, Austin Tones.

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He is the host of 2300 Reasons Why and a financial advisor in Fort Wayne, Indiana.

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Austin, how are you doing today, brother?

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Hey, I'm doing well, guys.

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Thank you for this opportunity.

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I'm humbled by it.

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Love what you guys are doing.

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I've listened to a couple episodes and I see just the different guests that you have on

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and what you're talking about.

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And there's a part of me that feels underqualified for this.

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But I'm just praying for God's faithfulness and our time together that it can be a mustard

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seed for someone today who might be listening.

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So thanks for the opportunity.

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Yes, absolutely.

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And we're encouraged by hearing that it may look like we have everything together at

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a time with this beautiful set and all the work that Kara is doing here.

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But it's, yeah, it's, it's, we fumbled our way into certain things, but God has been

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gracious.

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Amen.

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So we really appreciate it.

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Can we get into your backstory, Austin, and how you got to be where you are today and

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all of that?

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Tell us a little bit about who you are, your passions and 2,300 reasons why.

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Yeah.

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So Fort Wayne, Indiana, born and raised.

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So Hoosier by heart.

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And before I got into the financial services industry, I was actually a college and high

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school basketball coach.

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So once I graduated from college back in 2010, I spent six years kind of moving all over

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the country.

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I lived in Hawaii.

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I lived in Nebraska.

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And then I lived in Colorado and then had itched to become a head coach, again, basketball

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coach and felt God calling me back to Fort Wayne.

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I went back to the high school that I had went to and became the head boys varsity coach

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working in the development office and did that role for two years.

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But I felt like there was a greater purpose behind all of that that God had in store and

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had me get out of coaching.

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And that's when I got into the financial services industry.

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And when I made that change, I was looking for something that had transferable skills.

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And now I consider myself a financial coach, you know, instead of scouting reports, it's

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financial plans.

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And instead of X's and O's, it's, I guess, dollars and cents or decimals and commas or

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something like that.

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And yeah, just felt God calling me into this, into this new role and also on top of that,

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then getting married.

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And then now we have three daughters, five, three and two.

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So again, I faithfully believe that God had all this orchestrated and was leading me to

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where I am today.

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And when I started, so I started in the industry back in 2018 and 2022, I'm sorry, 2020, I

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started studying for my CFP, my certified financial planner designation.

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And I did my capstone through the Ron Blue Institute in Indiana Wesleyan University.

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And that is when the light bulb went off.

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When I was doing that capstone, that's when I first got introduced to God's Word has

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over 2,300 verses dealing with money, wealth and possessions.

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And it's more than any other topic in the Bible.

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And there's some meaty topics, salvation, forgiveness, you know, a lot.

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It goes on and on and money, wealth, possessions came up in some way, shape or form, whether

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it's just a verse, a parable, whatever it might be.

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And so that that sent me down a rabbit hole as I was trying to think, okay, how can I

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continue to learn, learn this and then be able to apply it not only in my life, but

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then in my work and my profession and working with clients and obviously then studying God's

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Word, but then, you know, different people and organizations and resources out there.

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John Reinhardt is one of those with gospel patrons, just the work that they're doing

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there.

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I've never met John.

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That's going to be, that's kind of like one of my bucket list things is to meet him because

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I can remember listening to one of his sermons online.

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I think it was at a Kingdom Advisors event and I think I listened through it twice just

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because I was so compelled and convicted and what he was talking about.

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And again, that's just one resource, but that is what led to, as you mentioned in the intro

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there, the podcast 2300 Reasons Why.

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And so really what that is designed for is just to be a resource for people to help bridge

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the gap between our faith and finances.

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Again, it's talked about more than any other topic in the Bible and yet it's such a private,

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vulnerable, under talked about topic in our culture and society today, which I know we're

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going to dive more into here in this episode.

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But I just wanted to be a platform, a resource, a mustard seed for people to be able to have

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a comfortable space to learn more about our faith and finances.

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I bring on a new person to interview a new, excuse me, a new guest every time, whether

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it's a pastor, business owner, Orlando actually came on an episode here recently, just different

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people that share that passion that can help us break down an episode.

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I'm sorry, geez, break down a verse on the episode when it comes to money, wealth and

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possessions.

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So been doing that for almost two years now.

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It's been a great experience and it's just, it's amazing to be in it, be in it with other

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people that are pursuing kingdom building things here on earth.

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And yeah, so podcast host on my spare time, I love the golf.

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Don't get to do it very often with a young family because a lot of my time is spent with

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my young, my three young girls and my wife.

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And probably the last fun, fun thing about me is I'm an Airbnb host.

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So I have a vacation rental home with one of my buddies down in Daytona Beach and try

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to get a glimpse of hands.

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So my, my family and I are, we're actually heading down there in a couple of weeks here

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for a little relaxation to start the summer off.

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But that's, that's been a fun journey and experience as well.

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So yeah.

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Absolutely.

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That's encouraging and you mentioned the transferable skills from coaching.

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I had a similar experience in that I was in the nonprofit sector serving there as a leader

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and that's what I was looking at as I was thinking my family is growing at the time.

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My wife was homeschooling our three kids full time.

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Now if they can, I need something that can serve maybe a bit more long term skills that

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can be utilized in maybe different careers.

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What was it about finance?

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How did the CFP, how did that come about?

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Did someone suggest it?

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Was it just something you felt you was led to?

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Yeah, I've always, I've always, I've always wanted to be a sponge in terms of learning

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and surrounding myself with the right people that could help me and whatever I'm doing,

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continue to learn and grow.

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I love being part of a team.

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That's a big part of the coaching side of me.

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And so just the whole team atmosphere.

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And I think the CFP was kind of a natural progression in this industry to not only strive for that

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experience and that, I guess in that case, book knowledge to be able to better do your

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job and have the confidence and ability to do it.

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But a big part of it for me was just that lifelong process and journey of wanting to

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learn and grow.

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And because it was a career change for me, I felt it even more.

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A lot of this stuff, and I'll humbly admit, a lot of this stuff did not come naturally

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to me early on in the process.

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And so it was a very big transition for me, a big learning curve.

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And so that's where I also wanted to rely on those transferable skills of sitting across

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the table from clients, you know, talking through their finances, effectively communicating

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the emotional and behavioral side of financial planning and investment management, what's

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happening in their life, what transitions they're going through, so many parallels with coaching,

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how to handle adversity, you know, how to conflict resolution.

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There's just a lot of things that come up.

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And then when you couple in that passion of, holy cow, God talked about this more, you

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know, than any other topic, you know, again, how could I be a muster?

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Seat in that, in that, you know, with a small client base that I get to work with, how could

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I make an impact in their lives?

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So Austin, you know, I think a lot of people don't realize, you know, we're all in the

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financial industry, so it seems like, it says to us, but in many ways, as an advisor, you

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have more insight into someone's personal personal life than their pastor does many times, because

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you're seeing the most personal thing about them, and that's their finances.

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Like you get to witness this and witness to them.

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And along that vein, you know, you were talking a little bit earlier about, you know, many

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of us are, we're all Christians here, of course, many Christians go to work, they do

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their job, they check in, and sometimes they'll check their faith at the door, you know, I'm

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just, I'm here, I'm in my company, I do this.

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And in your case, you're bringing your faith front and center.

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How do you do that in your practice with your clients?

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How do you bring this Christian faith front and center with them?

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Yeah, I mean, that's a that's a great question and is something that I'm still trying to

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figure out.

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I by no means have that figured out and I'll even preface, you know, other stuff that we

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get into today.

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It's a constant challenge for me as well.

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So it kind of goes back to that lifelong learning and just wanting to be better to further pursue

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God's kingdom and how I can be doing that.

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But yeah, I think a lot of it, like you said, this industry is so personal and private and

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you end up knowing more about these individuals or couples that you're working with than anyone

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else.

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And I just think that's why trust and respect is such a in relationships are such a big

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part of this industry, because it takes time, it takes time for people to open up and want

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to reach out to an advisor.

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And on top of that, historically, advisors, it's at times have had has had a bad rap in

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terms of just not having the client's best interests in mind, pushing certain products.

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And so kind of making sure you're looking at it from a holistic view.

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And in our case, you know, our faith is a huge part of that.

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And are we I think, Brian, your point, you said something about making it front and center.

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The way I try to make it front and center is to make sure I'm holding myself accountable

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to authentically trying to live that out.

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And it's not always, hey, let's, let's open up the Bible and read this parable.

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No, it's are my thoughts, words and actions coming across as as a Christian that is authentic

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and what we're trying to do to plant that seed.

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Because I also think we have to be mindful of all clients are on different spectrums.

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Some are some have been Christians their whole life and are equally pursuing God's kingdom

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and furthering the relationship with them.

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And there are other people that are coming in here that are lost, that are broken, that

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don't have a faith.

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And that's where I think not only is this a private, vulnerable space in people's lives,

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but it can also be a great mission field.

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Absolutely.

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You mentioned here.

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And we'll get into a few of those, maybe that are on your heart.

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I'd love to hear some of those.

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But a quote here that you sent us here in an outline, stewardship is the goal, but not

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the direct focus.

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Yeah.

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Can you speak to that?

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Yeah, and I know that that maybe sounds a little crazier as maybe counter-tuitive.

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But yeah, so back when I was coaching, I read this book called What Drives Winning by Brett

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Lettbetter.

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And phenomenal book.

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It was geared more towards the coaching profession, but like in anything, I really think that

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you can pull information from really anything and apply it to life or something specific

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in life.

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And this whole concept, and it's something that's always stuck with me and has kind

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of changed my framework on kind of the long-term outlook and the process on things or even

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goal setting.

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And his whole concept, and I'll just, I'm actually just going to read a very quick part

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of this here real quick, because I think this will help set the tone to answer this quote.

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Because again, this is more along the lines for coaches.

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It says, a championship coach that he's been around focused less on the results and more

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on the process.

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But they realize that character is what drives the process, which drives the results.

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And so he has in here this equation of your character is greater than the process, which

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is greater than the results.

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And I'll talk a little bit more about that here in a second.

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And then he says, this does not mean that coaches don't care about results.

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They do results matter.

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They just invest their energy and time into what drives the results.

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And so the whole concept here with this stewardship is not the, is the goal, but not the direct

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focus is oftentimes in life, we focus, we live in a result driven society.

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And we often just jump right to the results of, I want to lose weight.

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I want to win a championship.

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I want to average 35 points a game.

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But it's the process and it's the character of who we are and how we're living our life

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that leads to those results.

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And questions that come from that, if we focus on the result and it talks about it in the

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book, what happens when we don't achieve that result?

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If that's all we've been focused on and we don't, and we don't achieve it, what happens?

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And then are we willing to put in the work to obtain the result?

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And so, so going back to stewardship is the goal, but not the direct focus stewardship

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is the answer.

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Okay.

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So if I'm looking at an equation, it's our personal character who we are.

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And again, I've made this up so people can hopefully people don't call in and say, I

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don't agree with Austin, but this is how I have helped interpret and apply stewardship

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and financial wellness in my life.

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And I believe it's your personal character, who you are, who you're striving to be, plus

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your spiritual process is then when you seek stewardship and get that result of being better

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stewards of what we've been blessed with.

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Because we need to focus on who we are as a person along with the process.

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And in this case, our spiritual process with the tools of what it takes to become a better

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steward, and when we do that, the results follow.

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And I think going back to money and finances, it's a very personal private subject.

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And then when we try to throw stewardship on top of that, lots of new, lots of new concepts,

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information overload, things can often feel complex.

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And then again, you couple in there with it being very personal and private.

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Oftentimes no actions taken.

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But we're still focused on that result of, I want to be better steward with what I've

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been blessed with.

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I think we all want to.

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But I sometimes would challenge and question if we're willing to do the work that it takes

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to be better stewards.

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And again, if we're just focused on the result and not putting in the work and the other

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components of life or that equation, and we don't hit the results, I think that's very

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easy for us to spiral back into the worldly ways of life.

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And that's ultimately what this is about.

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I mean, we're, and I'll just say this and then pause, I mean, we're, life is a competition.

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So we're taking this back to kind of the coaching side of things now.

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But we're in competition here with what God's word says, verse the worldly way.

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It's constantly a competition.

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And even in 1 Corinthians 924, Paul says to the church in Corinth, don't you know that

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we all are in a race, all runners compete, but only one wins the prize.

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Therefore run to win.

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So our competition, we're trying to win.

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You know, that is one of our results.

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Let's go, let's, let's go win the race of life.

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Okay.

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But we're constantly at battle with the worldly ways and, and, and trying to pull us from

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that.

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And oftentimes, then when we say we're, our goal is to win again, that result focus.

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We often don't put in the time to get to that result.

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And that's where we often think about competition and winning is keeping up with the Joneses

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and that next best thing and that leads to lower savings and lower emergency funds.

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But yet we're trying to, you know, do, do what we can.

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And it just, it just makes it really hard.

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Yeah.

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It, it, a lot of thoughts come up when you, when you mentioned that it has to be part,

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as you said, of who we are.

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And it applies to every aspect of our lives that that stewardship, whether it's stewardship

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of our bodies and try to either lose weight or getting shape.

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I've had personal experiences where I'll be on a really good run with exercising and eating

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clean.

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And I have that all, all that's in mind is the end game.

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And I get there and then it's like, it hasn't become who I am.

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Time for pizza.

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Right.

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Yeah.

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And that, that, that goes with so many other things in life.

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It has to be part of who we are and the journey and finding joy in that journey is so important

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because we ultimately don't know what God has for us.

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And so we have to learn.

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And another thing is in living counter culturally, whether that's through stewardship, how we're

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raising our families, living as Christians in this world, I'm always reminded of how

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much everything is going against what we believe, media, music, everything.

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So we're constantly going against the grave.

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So we're fighting against things just, just trying to live our everyday lives.

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So there's no, there's no choice.

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We have to make it part of who we are.

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And you bring up a great point Orlando in terms of, you know, if all we're, if all we

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are is focused on the results and not putting in the work.

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A lot of times we're going to be, we're probably going to fall short or we're going to be discouraged.

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But the book also talks about the point you just made of often at times two, if we're

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so focused on the result and we are trying to do the things when we happen to hit that

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result, then what?

304
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Then we feel like down.

305
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It's like, oh, we're striving to win a championship and we want it.

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And there's so many stories in life that people were so defined by that championship that

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they don't know what to do because they weren't.

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Even though they might have been putting in the work, they weren't focused on, on that.

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They weren't focused on the discipline and facing adversity and the long hours and the

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studying of the playbook and all those, the weight room, everything that went into that.

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And so I know I'm using a lot of sports analogies here, but I just think it's so true in life

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because again, we're constantly competing with the Joneses and the next big thing.

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I mean, just a couple of things here, consumer debts at an all time high over a trillion

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dollars.

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Most retirees have an average of $10,000 in savings and so pretty much living just on

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social security as their main source of income.

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The average car payment is now over $800 in America.

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So Orlando, what you said about this counterculture, I mean, yeah, it's just this, this constant

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competition of, of, of just trying to keep up.

320
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Yeah.

321
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And the problem is it's everyday things.

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Right.

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It's even just the extraordinary or the extras.

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It's everyday things, the car.

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I mean, how do, how does the everyday person deal with the average cost of a car payment

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being $800 plus dollars?

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That has to take a level of stewardship and wisdom that comes before you even get into

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that situation.

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And there's just so much, there's so much wisdom that's needed.

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It's extremely challenging.

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And yet all the wisdom is so much is sitting in the Bible in these 2300 verses.

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And yet we think we know better somehow.

333
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I know better.

334
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I can do this, you know, and then all of a sudden you find yourself with your $800 car

335
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payment and $10,000 on a credit card and you were out of debt a year ago.

336
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What happened?

337
00:22:01,800 --> 00:22:02,800
Yeah.

338
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And I know we're going to dive into some verses here, but on that point, I was even just some

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final preparation and prayer this morning for this episode and just doing some devotions.

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Just 1st John 4, 4 came to mind and reading it, for he who is in you is greater than he

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who is in the world.

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And just that whole thought process of for us that are believers in Christ, just that

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confidence and reassurance that greater is he that is in you than is of the world.

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And yes, he's talking about, you know, evil forces and the evil one, but also the worldly

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ways, you know, in our in our worldly culture that wants to derive us or take us away from

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like you just said, Brian, God's word because it's right there in front of us.

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And it is that it is that every day competition of am I choosing the worldly way or am I am

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I choosing the godly way and thank God for grace because as humans, we we all choose

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the worldly way quite often.

350
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And I think I'll talk a little bit about that here as I kind of break down the equation,

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but I'll pause and stop for thoughts or questions that you guys have.

352
00:23:14,480 --> 00:23:16,040
No, I mean, that's good.

353
00:23:16,040 --> 00:23:17,040
Did you have anything?

354
00:23:17,040 --> 00:23:18,040
No, the other day.

355
00:23:18,040 --> 00:23:21,120
Yeah, I was going to get into maybe not all 2300.

356
00:23:21,120 --> 00:23:22,120
Yeah.

357
00:23:22,120 --> 00:23:28,160
Some of that stood, I mean, we could be here all day, God's word, but maybe some early

358
00:23:28,160 --> 00:23:32,040
on that stood out to you or that have been on your heart recently, you know, we'll let

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you kind of decide where the Lord is leading you in some of how finances and the word has

360
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bridged the gap for you.

361
00:23:39,240 --> 00:23:40,920
And yeah, where you at with that?

362
00:23:40,920 --> 00:23:45,880
Yeah, so I have been hanging my hat on Matthew or I'm sorry, Mark four.

363
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So the parable of the sewer and in this equation here, this personal character, who we are,

364
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as a person, and what are those competing forces of who we are in our character buildup.

365
00:23:59,480 --> 00:24:03,560
And again, the coaching me, I got to have, I can't have one C. I got to have five Cs.

366
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Okay, so it's a great learning mechanism.

367
00:24:05,800 --> 00:24:08,200
So that or something about just pass it.

368
00:24:08,200 --> 00:24:09,200
Exactly.

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So let's see here, the five Cs that we're daily competing against.

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And I really think it's constantly attacking who we are as people in our culture today.

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And those five and I'll come back to Mark four and these five are comparison, contentment,

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lack thereof, but I had to say contentment because it was a C. So really lack thereof

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contentment.

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So comparison, lack thereof contentment, our comfort zone, our culture and coveting.

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And for me, that that stems from Matthew four 18 and 19.

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Now the parable, the sewer also shows up in the written accounts of Matthew and Luke.

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I can't remember exactly where in Matthew, but then Luke chapter eight.

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But I really like how Mark says it in in chapter four versus 18 and 19.

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And he says, others are sown among thorns.

380
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So he's talking about the farmer sowing planting, throwing seeds and it landing in different

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spots.

382
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And in here, he's talking about it landing in the thorns and being choked out.

383
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So in verse 18 19, others are, are those sown among thorns, they hear the message.

384
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And this is where I just love how he lays it out.

385
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But the worries of this world, the deceitfulness of glamour of wealth and all other kinds of

386
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desires push in and choke the message.

387
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So that it produces nothing.

388
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But our and this is that's the end of the word.

389
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But our but our culture says it's producing everything.

390
00:25:34,480 --> 00:25:35,480
Right.

391
00:25:35,480 --> 00:25:40,920
Our culture is saying, keep up with the Joneses, get the bigger house, get the faster car.

392
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And it's it's a slow drip.

393
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Because and I believe all three of those things are financial.

394
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And I've actually heard that from Ron Blue and and different people.

395
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And I know we could probably debate that.

396
00:25:51,160 --> 00:25:57,880
But the worries of this world, the deceitfulness of wealth and the in the desires of all other

397
00:25:57,880 --> 00:26:04,880
things is where I kind of get these these five C's from because we hear the word, but

398
00:26:04,880 --> 00:26:12,000
it's so hard to apply it because of these culture things that are pulling us in the

399
00:26:12,000 --> 00:26:13,160
opposite direction.

400
00:26:13,160 --> 00:26:18,000
And I really think that's if we take it back to the equation and looking at stewardship,

401
00:26:18,000 --> 00:26:21,680
I think it's very similar with with stewardship and focusing on results.

402
00:26:21,680 --> 00:26:23,320
It easily gets choked out.

403
00:26:23,320 --> 00:26:26,560
Again, I think we all want to be better stewards.

404
00:26:26,560 --> 00:26:29,320
But again, the question and challenges, are we willing?

405
00:26:29,320 --> 00:26:30,520
What are we desiring?

406
00:26:30,520 --> 00:26:33,520
What are we being intentional about?

407
00:26:33,520 --> 00:26:38,960
And you know, are we are we doing what it takes, you know, in order to to accomplish

408
00:26:38,960 --> 00:26:39,960
that?

409
00:26:39,960 --> 00:26:45,400
And I think it's so fascinating when Jesus talks in parables, like the parable of the

410
00:26:45,400 --> 00:26:46,400
sword.

411
00:26:46,400 --> 00:26:51,280
Can you imagine being a disciple, listening firsthand and really have no idea what the

412
00:26:51,280 --> 00:26:57,120
heck Jesus is talking about to the point where your firsthand source, but Jesus has

413
00:26:57,120 --> 00:27:03,080
to take the time to still explain what he's getting across in, you know, the parables

414
00:27:03,080 --> 00:27:06,040
and the Sermon on the Mount and different things like that.

415
00:27:06,040 --> 00:27:12,120
And yet these these discussions are so profound that they transcend time and and still live

416
00:27:12,120 --> 00:27:13,400
on today.

417
00:27:13,400 --> 00:27:19,120
And again, this one specifically looking at it from a financial standpoint, it really

418
00:27:19,120 --> 00:27:21,480
just hits home for me on these five C's.

419
00:27:21,480 --> 00:27:26,720
And so I'm happy to, you know, kind of dive in real quickly and highlight those five

420
00:27:26,720 --> 00:27:31,760
C's in a quick script, scripture verse for, you know, each of those, or I'll also pause

421
00:27:31,760 --> 00:27:33,760
again here for you guys.

422
00:27:33,760 --> 00:27:35,760
I have a question.

423
00:27:35,760 --> 00:27:37,760
Yeah, I have a question for one of the verses.

424
00:27:37,760 --> 00:27:40,560
So whenever you get to contentment, I have a question.

425
00:27:40,560 --> 00:27:42,560
Oh, well, I was going to ask about contentment.

426
00:27:42,560 --> 00:27:43,560
Yeah, yeah.

427
00:27:43,560 --> 00:27:44,560
Yeah.

428
00:27:44,560 --> 00:27:49,960
Well, I wanted to key in on contentment because it when I grew up, my parents, they, they

429
00:27:49,960 --> 00:27:54,560
were Christian parents, like grew up in church and we had this thing on the refrigerator

430
00:27:54,560 --> 00:27:55,560
about contentment.

431
00:27:55,560 --> 00:27:59,400
And like, I swear that that thing moved with us when we moved houses.

432
00:27:59,400 --> 00:28:02,840
Like it was always a magnet and it was a talk about contentment and I can even picture

433
00:28:02,840 --> 00:28:04,760
like I think it was like a tiger on it or whatever.

434
00:28:04,760 --> 00:28:09,760
I don't know why, but it just, it just really stuck with me, the contentment of, of, of

435
00:28:09,760 --> 00:28:10,760
things.

436
00:28:10,760 --> 00:28:14,760
And a question that I have for you, and this might be a little bit outside of the box of

437
00:28:14,760 --> 00:28:18,720
some things though, is as a financial advisor, right?

438
00:28:18,720 --> 00:28:23,960
You're helping your clients achieve wealth in order to help them retire.

439
00:28:23,960 --> 00:28:27,000
And how, how do you work this balancing act?

440
00:28:27,000 --> 00:28:28,000
Right.

441
00:28:28,000 --> 00:28:32,800
So, you know, like you might think to yourself, I'm helping this client buy a second boat.

442
00:28:32,800 --> 00:28:38,200
I'm helping this client, you know, fund generational wealth.

443
00:28:38,200 --> 00:28:41,480
And we want to make sure that this is handled with stewardship, right?

444
00:28:41,480 --> 00:28:43,400
Cause this is what it's all about.

445
00:28:43,400 --> 00:28:48,760
How do you help these clients along the way and not getting caught up in lack of contentment

446
00:28:48,760 --> 00:28:51,000
or covetousness in these areas?

447
00:28:51,000 --> 00:28:52,640
Yeah, that's a great question.

448
00:28:52,640 --> 00:28:53,640
And you know what?

449
00:28:53,640 --> 00:28:54,640
That's not on the outline.

450
00:28:54,640 --> 00:28:55,640
So I'm not prepared for that.

451
00:28:55,640 --> 00:28:56,640
No.

452
00:28:56,640 --> 00:28:59,200
I know that's why I was hoping you said something good.

453
00:28:59,200 --> 00:29:00,600
No, no, that's, that's great.

454
00:29:00,600 --> 00:29:09,280
And I mean, again, I would say, you know, out of all of these, of all these five C's,

455
00:29:09,280 --> 00:29:14,360
I personally right now probably am struggling with contentment the most as well.

456
00:29:14,360 --> 00:29:19,360
And it feels like a conflict of interest because I'm in the financial realm space and trying,

457
00:29:19,360 --> 00:29:24,560
like you said, Brian, to help navigate people on this journey.

458
00:29:24,560 --> 00:29:30,280
And I think your answer or I think your question doesn't have one direct answer.

459
00:29:30,280 --> 00:29:33,640
I do think it's situational by situation.

460
00:29:33,640 --> 00:29:42,120
But yeah, I think, I think a lot of it just comes down to taking the time to put together

461
00:29:42,120 --> 00:29:49,520
a comprehensive plan to make sure that they are thinking through everything both in the

462
00:29:49,520 --> 00:29:58,080
short and long term to, to, to see if those types of things make sense in terms of like

463
00:29:58,080 --> 00:30:03,080
you said, a boat or a second house and different things like that, because God does want us

464
00:30:03,080 --> 00:30:07,000
to enjoy what we've been blessed with.

465
00:30:07,000 --> 00:30:11,200
And what we're talking about, stewarding well with what we've been blessed with.

466
00:30:11,200 --> 00:30:19,080
And some people financially have been blessed with more in abundance than others.

467
00:30:19,080 --> 00:30:24,720
And I hope that's because they've stewarded well what they've been blessed with prior

468
00:30:24,720 --> 00:30:26,400
to that.

469
00:30:26,400 --> 00:30:33,240
But that also doesn't say that someone that isn't, isn't as well off financially, you

470
00:30:33,240 --> 00:30:34,680
know, isn't stewarding well.

471
00:30:34,680 --> 00:30:39,760
It's just, and I think Orlando actually said this in our podcast episode that he came on

472
00:30:39,760 --> 00:30:41,000
for 2300 reasons.

473
00:30:41,000 --> 00:30:48,200
Why is contentment is being, being satisfied with where God has us right now.

474
00:30:48,200 --> 00:30:51,440
And God, and God maybe hasn't.

475
00:30:51,440 --> 00:30:57,800
I believe as I look back in things in my life that I wish would have happened or an opportunity

476
00:30:57,800 --> 00:31:04,320
would have come up or a higher salary would have happened, but God was preparing me still

477
00:31:04,320 --> 00:31:08,560
and it wasn't, it wasn't my time and place for that.

478
00:31:08,560 --> 00:31:13,800
And so I really, Brian, to answer your question, I know I'm probably not giving a direct answer,

479
00:31:13,800 --> 00:31:21,840
but just the more we dive into a person's financial situation and can uncover things,

480
00:31:21,840 --> 00:31:25,320
I think the right answer comes to the top eventually.

481
00:31:25,320 --> 00:31:29,520
And if we're doing it with the lens of Christ and if that's in bigger, small ways, because

482
00:31:29,520 --> 00:31:34,600
like I said earlier, we have clients that are very passionate about their faith and

483
00:31:34,600 --> 00:31:36,840
want to make sure everything aligns with that.

484
00:31:36,840 --> 00:31:40,400
And there's others that it is a challenge and that's where we can maybe plant seeds

485
00:31:40,400 --> 00:31:46,200
here or there and uncover, hey, you know, could you afford this second home or a bigger

486
00:31:46,200 --> 00:31:47,200
boat?

487
00:31:47,200 --> 00:31:53,360
Yeah, but what about, you know, this area or giving or, you know, having thought about

488
00:31:53,360 --> 00:31:57,760
a donor advice fund, you know, and oh, the impact that something like that could have,

489
00:31:57,760 --> 00:32:02,920
you know, so, yeah, so it's definitely not for, you know, we're not in a position of

490
00:32:02,920 --> 00:32:11,720
judgment of in this profession, but yeah, sometimes you got to be able to have that

491
00:32:11,720 --> 00:32:17,000
conviction and those tough conversations and kind of help people step outside their comfort

492
00:32:17,000 --> 00:32:19,400
zone, I guess, which is another sea on here.

493
00:32:19,400 --> 00:32:22,000
Yeah, yeah, we're getting all the seas.

494
00:32:22,000 --> 00:32:30,480
Yeah, and I love the word of God in how it challenges our hearts and our propensities.

495
00:32:30,480 --> 00:32:37,600
If our propensity is to think money is everything, the word of God speaks directly to that.

496
00:32:37,600 --> 00:32:42,600
But at the same time, for those who may think there's righteousness in saying money doesn't

497
00:32:42,600 --> 00:32:47,520
matter or the opposite side, the poverty gospel, the less I have, the more righteous I am,

498
00:32:47,520 --> 00:32:53,080
well, not necessarily because it's a good thing to be able to leave an inheritance for

499
00:32:53,080 --> 00:32:55,680
your children and your children's children.

500
00:32:55,680 --> 00:33:03,040
So that nuance in the word causes us or forces us to wrestle with these little differences.

501
00:33:03,040 --> 00:33:08,440
And essentially, I think it comes down to the heart, the matter of the heart.

502
00:33:08,440 --> 00:33:11,000
As you said, it's a case by case situation.

503
00:33:11,000 --> 00:33:16,880
There isn't one answer for the question that Brian asked that can apply to everyone.

504
00:33:16,880 --> 00:33:20,680
Maybe someone does have an abundance and they can buy a second home, but still have enough

505
00:33:20,680 --> 00:33:21,680
to give.

506
00:33:21,680 --> 00:33:26,760
It's not sinful in and of itself to do that, but if someone's being unwise, maybe that's

507
00:33:26,760 --> 00:33:28,560
not the best thing to do.

508
00:33:28,560 --> 00:33:33,160
Often I see two people come in sometimes once they're finally ready to sit down and maybe

509
00:33:33,160 --> 00:33:34,360
talk with an advisor.

510
00:33:34,360 --> 00:33:39,680
They have specific agenda items like let's say, hey, we want to buy a second home or we

511
00:33:39,680 --> 00:33:42,080
have a goal of buying a boat.

512
00:33:42,080 --> 00:33:47,640
As we get into the process more, that often reveals other things that maybe weren't thinking

513
00:33:47,640 --> 00:33:48,640
about.

514
00:33:48,640 --> 00:33:51,680
It's not to the giving side of things.

515
00:33:51,680 --> 00:33:56,360
If they've never heard of a donor advised fund and there's – not only are you able

516
00:33:56,360 --> 00:34:01,660
to give to church and charities if you're choosing, but you're also getting tax advantages,

517
00:34:01,660 --> 00:34:04,440
especially for people that might be higher net worth.

518
00:34:04,440 --> 00:34:08,280
They might be thinking then, oh, I didn't even think about that.

519
00:34:08,280 --> 00:34:10,840
The boat can wait type of thing.

520
00:34:10,840 --> 00:34:15,240
And I'm just using that as an example because you did, but it's like what I have seen often

521
00:34:15,240 --> 00:34:19,120
in working with clients is they may be come in

522
00:34:19,120 --> 00:34:23,740
with their own agenda, but as we get into the process,

523
00:34:23,740 --> 00:34:25,900
we are able to identify other things

524
00:34:25,900 --> 00:34:27,460
that they might not be thinking about.

525
00:34:27,460 --> 00:34:32,460
And I think that's a great way to instill biblical principles

526
00:34:32,600 --> 00:34:36,260
and a mindset, even if it's not direct, you know, like,

527
00:34:36,260 --> 00:34:38,660
hey, have you heard about Luke in the Rich Young Floor,

528
00:34:38,660 --> 00:34:40,220
the building of bigger barns, you know,

529
00:34:40,220 --> 00:34:41,860
and, you know, calling people out,

530
00:34:41,860 --> 00:34:43,980
but I think it is a way and an opportunity for us

531
00:34:43,980 --> 00:34:47,880
in the complete planning process to identify those things.

532
00:34:47,880 --> 00:34:52,300
Austin, I think this just emphasizes the point

533
00:34:52,300 --> 00:34:54,080
that if you are a Christian

534
00:34:54,080 --> 00:34:56,040
and you're seeking financial advice,

535
00:34:56,040 --> 00:34:59,160
you need a Christian financial advisor.

536
00:34:59,160 --> 00:35:02,000
You need someone to speak into your life

537
00:35:02,000 --> 00:35:03,920
and to help you steward this along the way.

538
00:35:03,920 --> 00:35:06,240
If you're unequally yoked in this matter,

539
00:35:06,240 --> 00:35:08,320
yeah, you might have an advisor that might look out

540
00:35:08,320 --> 00:35:11,540
for something for you if you bring up a specific thing,

541
00:35:11,540 --> 00:35:13,600
but they might not be on your side on this stuff.

542
00:35:13,600 --> 00:35:16,580
And then you don't have anyone to help hold you accountable

543
00:35:16,580 --> 00:35:18,540
when you get to this point where you are thinking

544
00:35:18,540 --> 00:35:21,540
of buying the second house or doing the other thing

545
00:35:21,540 --> 00:35:23,980
and realizing that there's more to the legacy

546
00:35:23,980 --> 00:35:25,500
of just leaving money for your children,

547
00:35:25,500 --> 00:35:27,220
but leaving a legacy for your children

548
00:35:27,220 --> 00:35:29,460
and showing them the areas that you can give in

549
00:35:29,460 --> 00:35:31,940
and impact the world for the kingdom of God.

550
00:35:31,940 --> 00:35:33,940
I mean, how important are these things?

551
00:35:33,940 --> 00:35:34,780
Yeah, yeah, yeah.

552
00:35:34,780 --> 00:35:38,820
Honestly, I can't think of doing it any other way.

553
00:35:38,820 --> 00:35:41,140
I don't feel like I would have been called

554
00:35:41,140 --> 00:35:44,260
into this profession if I wouldn't have been able

555
00:35:44,260 --> 00:35:47,420
to do it to try my, to the best of my ability

556
00:35:47,420 --> 00:35:49,720
to be living out my faith in it as well.

557
00:35:51,020 --> 00:35:51,940
Even though like we've said,

558
00:35:51,940 --> 00:35:53,940
it might be counterculture or counter-tuitive

559
00:35:53,940 --> 00:35:58,100
and that might not connect with certain people

560
00:35:58,100 --> 00:35:59,780
right now in this stage of their life,

561
00:35:59,780 --> 00:36:02,420
but it's just a big part of who I am

562
00:36:02,420 --> 00:36:04,180
and how I wanna serve people.

563
00:36:04,180 --> 00:36:06,920
And I totally agree with you because,

564
00:36:06,920 --> 00:36:10,600
again, if I'm just being honest,

565
00:36:10,600 --> 00:36:14,480
if it's not there, the deceitfulness of wealth,

566
00:36:14,480 --> 00:36:16,560
the worries of this world,

567
00:36:16,560 --> 00:36:18,120
and the desires for the other thing

568
00:36:18,120 --> 00:36:20,200
are constantly gonna be choking us.

569
00:36:22,760 --> 00:36:23,960
Man.

570
00:36:23,960 --> 00:36:27,360
So you mentioned that you wanted to touch on

571
00:36:27,360 --> 00:36:30,080
a few Bible verses on the C's here

572
00:36:30,080 --> 00:36:33,160
and then we can get into some practical application

573
00:36:33,160 --> 00:36:35,880
and maybe some challenges for the listeners here.

574
00:36:35,880 --> 00:36:38,160
Yeah, so I gave an equation at the beginning

575
00:36:38,160 --> 00:36:41,520
so I don't want to leave your guys's listeners

576
00:36:41,520 --> 00:36:42,880
maybe hanging there a little bit,

577
00:36:42,880 --> 00:36:46,720
but again, my thought process around our character

578
00:36:46,720 --> 00:36:48,000
of who we are as a person

579
00:36:48,000 --> 00:36:51,040
and that competing force of the worldly ways.

580
00:36:51,040 --> 00:36:53,820
And I really think it's those five C's

581
00:36:53,820 --> 00:36:55,640
that stem from Matthew four

582
00:36:55,640 --> 00:36:57,360
and the parable of the sower

583
00:36:57,360 --> 00:36:59,280
of what we're constantly at battle at.

584
00:36:59,280 --> 00:37:02,400
And so just real quickly here, comparison,

585
00:37:02,400 --> 00:37:06,680
just thinking about our society

586
00:37:06,680 --> 00:37:08,920
and our networks and our work,

587
00:37:08,920 --> 00:37:12,560
our social media pressures and expectations.

588
00:37:14,120 --> 00:37:15,640
It's constantly around us.

589
00:37:15,640 --> 00:37:18,040
We're constantly comparing ourselves

590
00:37:18,040 --> 00:37:20,840
to those around us, Galatians six, four to five,

591
00:37:20,840 --> 00:37:22,960
each one should test their own actions.

592
00:37:22,960 --> 00:37:25,240
Then they can take pride in themselves alone

593
00:37:25,240 --> 00:37:28,080
without comparing themselves to someone else

594
00:37:28,080 --> 00:37:29,520
for each should carry their own load.

595
00:37:29,520 --> 00:37:30,640
And these are just verses

596
00:37:30,640 --> 00:37:32,560
that I have kind of hung my hat on.

597
00:37:32,560 --> 00:37:36,000
Not only have I kind of come up with my own little equation,

598
00:37:36,000 --> 00:37:38,800
but when I think about these things

599
00:37:38,800 --> 00:37:40,920
that I'm constantly battling with myself,

600
00:37:40,920 --> 00:37:43,080
like I mentioned before, contentment,

601
00:37:43,080 --> 00:37:45,000
I want to come back to these scripture verses

602
00:37:45,000 --> 00:37:47,920
and try to apply it more in my life and take those steps.

603
00:37:47,920 --> 00:37:50,520
So I think just comparison in our culture today

604
00:37:50,520 --> 00:37:51,680
is a huge thing.

605
00:37:51,680 --> 00:37:53,440
And it can be just one subtle thing

606
00:37:53,440 --> 00:37:55,520
that starts sending us down this path

607
00:37:55,520 --> 00:38:00,520
of a rabbit hole of comparing in bigger ways.

608
00:38:01,160 --> 00:38:03,720
We talked a little bit about there just about contentment

609
00:38:03,720 --> 00:38:07,240
and being where we're at in the moment where God has us

610
00:38:07,240 --> 00:38:11,440
and not always thinking about that next best thing

611
00:38:11,440 --> 00:38:14,960
or that next promotion or that bigger purchase

612
00:38:14,960 --> 00:38:16,200
or whatever it might be.

613
00:38:16,200 --> 00:38:18,840
And in Hebrews 11, five, just love this verse,

614
00:38:18,840 --> 00:38:22,400
keep your lives free from the love of money

615
00:38:22,400 --> 00:38:25,680
and be content with what you have.

616
00:38:25,680 --> 00:38:28,560
Never, God says, I mean, how awesome is this?

617
00:38:28,560 --> 00:38:31,000
Never will he leave us, never will he forsake us.

618
00:38:31,000 --> 00:38:32,880
Being in that moment where he has us,

619
00:38:32,880 --> 00:38:34,840
being content with what we have.

620
00:38:34,840 --> 00:38:37,920
Man, what a constant battle of being content,

621
00:38:37,920 --> 00:38:41,600
but longing for more, longing for the desires of this world.

622
00:38:41,600 --> 00:38:45,240
And to a certain degree, again, we've talked about it,

623
00:38:45,240 --> 00:38:46,160
it's about your heart.

624
00:38:46,160 --> 00:38:51,160
It's not that seeking and desiring things as bad.

625
00:38:51,160 --> 00:38:56,160
But if that's the focus and that's all we're worried about,

626
00:38:56,760 --> 00:38:59,080
man, yeah, yeah, we definitely can.

627
00:38:59,080 --> 00:39:02,400
Our comfort zone, 2 Timothy 1, 7,

628
00:39:02,400 --> 00:39:05,560
for the spirit God gave us does not make us timid

629
00:39:05,560 --> 00:39:07,600
but gives us power, love and discipline.

630
00:39:07,600 --> 00:39:11,600
I mean, this one, it's a little bit opposite.

631
00:39:11,600 --> 00:39:14,640
This one's, man, I got it easy right now.

632
00:39:14,640 --> 00:39:19,480
We have two incomes, we have the kids in the right school,

633
00:39:19,480 --> 00:39:22,880
our lifestyle is good, let's not make any changes

634
00:39:22,880 --> 00:39:25,120
because that might rattle the cage a little bit

635
00:39:25,120 --> 00:39:27,240
or that might require us to sacrifice

636
00:39:27,240 --> 00:39:29,880
or that feels hard.

637
00:39:29,880 --> 00:39:31,840
I gotta stay on this easy path.

638
00:39:31,840 --> 00:39:34,880
And so just that whole challenging ourselves

639
00:39:34,880 --> 00:39:37,200
to step out of our comfort zone

640
00:39:38,240 --> 00:39:43,240
and being okay doing that when it comes to sacrificing.

641
00:39:43,440 --> 00:39:45,720
Our culture, I think that's another sea

642
00:39:45,720 --> 00:39:48,760
that kind of falls in line with comparison.

643
00:39:48,760 --> 00:39:51,000
It's just all around us, Romans 12 too.

644
00:39:51,000 --> 00:39:53,400
Don't be conformed by the patterns of this world

645
00:39:53,400 --> 00:39:58,400
but be transformed by the renewing of our mind.

646
00:39:59,040 --> 00:40:03,080
And it's his good, pleasing and perfect will

647
00:40:04,000 --> 00:40:07,000
for him to test and approve that for us.

648
00:40:07,000 --> 00:40:09,800
And then finally, coveting, Luke 12, 15,

649
00:40:09,800 --> 00:40:12,200
I mentioned earlier, the rich young fool,

650
00:40:12,200 --> 00:40:14,720
he said, watch out, be on your guard

651
00:40:14,720 --> 00:40:16,280
against all kinds of greed.

652
00:40:16,280 --> 00:40:19,760
Life does not consist in an abundance of these possessions.

653
00:40:19,760 --> 00:40:24,160
And again, and that kind of goes back to contentment too.

654
00:40:24,160 --> 00:40:26,720
If we're not being content,

655
00:40:26,720 --> 00:40:29,280
there's a good chance that we're coveting.

656
00:40:29,280 --> 00:40:32,800
And again, we all fall short, we all do it.

657
00:40:32,800 --> 00:40:36,560
But again, kind of going back to Brian's thought there

658
00:40:36,560 --> 00:40:39,760
on doing this from a Christian perspective.

659
00:40:39,760 --> 00:40:44,600
When we start going down this path, we're sinners,

660
00:40:44,600 --> 00:40:47,040
and we're going to be until our eternal glory

661
00:40:47,040 --> 00:40:48,120
with God someday.

662
00:40:48,120 --> 00:40:51,480
But what I hold on to is as I start going down this path

663
00:40:51,480 --> 00:40:55,280
and I make mistakes, hanging my hat on these scripture verses

664
00:40:55,280 --> 00:40:59,560
and our faith to get us going back down this path

665
00:40:59,560 --> 00:41:03,920
that we should be on is just a big part of it.

666
00:41:03,920 --> 00:41:07,440
Even though I fail every day at it,

667
00:41:08,880 --> 00:41:11,280
again, it's just that lifelong process.

668
00:41:11,280 --> 00:41:12,800
It's that spiritual process.

669
00:41:12,800 --> 00:41:16,280
And it plays into that last part of the equation there

670
00:41:16,280 --> 00:41:19,080
of being in the Word, being educated.

671
00:41:19,080 --> 00:41:22,200
Again, Jesus taught and spoke on this topic,

672
00:41:22,200 --> 00:41:23,240
money, wealth, possessions,

673
00:41:23,240 --> 00:41:25,520
more than any other topic, so should we.

674
00:41:25,520 --> 00:41:28,480
But also giving us the grace to know that it's hard work,

675
00:41:28,480 --> 00:41:32,880
that it takes a lot of work and not to get discouraged.

676
00:41:32,880 --> 00:41:35,520
Because like I said before, we are competing.

677
00:41:35,520 --> 00:41:36,680
We are competing.

678
00:41:36,680 --> 00:41:41,200
And just real quickly here, and I'll pause.

679
00:41:41,200 --> 00:41:44,200
I was listening to a podcast episode the other day

680
00:41:44,200 --> 00:41:46,800
and kind of going along the lines of this whole,

681
00:41:46,800 --> 00:41:49,880
how it's hard, how our culture and world

682
00:41:49,880 --> 00:41:51,840
is constantly pulling at us.

683
00:41:51,840 --> 00:41:54,720
I was listening to this episode on John Maxwell's new book,

684
00:41:54,720 --> 00:41:55,760
High Road Leadership.

685
00:41:55,760 --> 00:41:57,840
And he was talking about,

686
00:41:57,840 --> 00:42:00,040
and this was more designed for leaders,

687
00:42:00,040 --> 00:42:02,160
but again, I think it's something that applies to all of us

688
00:42:02,160 --> 00:42:04,360
when it comes to hard things in our life.

689
00:42:04,360 --> 00:42:07,520
And he said, first of all, no leader has two good days

690
00:42:07,520 --> 00:42:09,640
in a row, meaning that there's always challenges

691
00:42:09,640 --> 00:42:11,720
and always obstacles that come up.

692
00:42:11,720 --> 00:42:15,040
But what I really liked, he said is,

693
00:42:15,040 --> 00:42:19,800
we do hard things in life, not for things to get easier,

694
00:42:19,800 --> 00:42:23,760
but to be prepared for the next hard thing.

695
00:42:23,760 --> 00:42:27,200
And that we can't do harder without doing hard.

696
00:42:27,200 --> 00:42:29,360
And so that was just a way for me again,

697
00:42:29,360 --> 00:42:32,600
to kind of channel this back to this episode

698
00:42:32,600 --> 00:42:34,880
and stewardship and financial wellness.

699
00:42:34,880 --> 00:42:38,720
And again, we've talked about it's personal, it's private.

700
00:42:38,720 --> 00:42:39,680
It's hard.

701
00:42:39,680 --> 00:42:41,920
It is hard to be a constant force

702
00:42:41,920 --> 00:42:45,560
against something that is telling us opposite.

703
00:42:45,560 --> 00:42:50,560
But in that process, we are learning to do hard things well,

704
00:42:51,880 --> 00:42:53,360
not necessarily easy,

705
00:42:53,360 --> 00:42:55,080
but we're learning to do hard things well

706
00:42:55,080 --> 00:42:58,000
so that we're prepared for that next thing

707
00:42:58,000 --> 00:43:00,680
that comes our way, all while striving

708
00:43:00,680 --> 00:43:02,840
for whatever that result is.

709
00:43:02,840 --> 00:43:04,840
And in this case, being better stewards

710
00:43:04,840 --> 00:43:06,920
of what we've been blessed with

711
00:43:06,920 --> 00:43:09,640
when it comes to our financial resources.

712
00:43:09,640 --> 00:43:10,960
Absolutely.

713
00:43:10,960 --> 00:43:15,960
So to wrap up here and to give some encouragement

714
00:43:16,520 --> 00:43:21,520
to the listeners and ending on where they can find you,

715
00:43:22,080 --> 00:43:26,080
where they can find 2,300 reasons why.

716
00:43:27,160 --> 00:43:29,080
I know we've said a lot, we've discussed a lot,

717
00:43:29,080 --> 00:43:32,840
but is there any final thoughts or words of encouragement

718
00:43:32,840 --> 00:43:36,120
for those listening and where we can find

719
00:43:36,120 --> 00:43:36,960
all that you have?

720
00:43:36,960 --> 00:43:38,920
Yeah, a couple things here.

721
00:43:38,920 --> 00:43:41,560
Yeah, just again, thank you for this opportunity here

722
00:43:41,560 --> 00:43:42,440
as we wrap up.

723
00:43:42,440 --> 00:43:44,520
It's been fun sitting on this side of things.

724
00:43:44,520 --> 00:43:48,760
I've definitely had a lot more talking on this episode.

725
00:43:48,760 --> 00:43:50,560
And so I hope it flows okay.

726
00:43:50,560 --> 00:43:54,960
And not a whole lot of it has to be xed out here.

727
00:43:54,960 --> 00:43:58,920
But no, and I like doing this on my episode too.

728
00:43:58,920 --> 00:44:02,360
So and why don't I just start with that before I forget?

729
00:44:02,360 --> 00:44:04,280
So 2,300 reasons why.

730
00:44:04,280 --> 00:44:07,240
You can find it on any podcast platform.

731
00:44:07,240 --> 00:44:09,840
Orlando actually just came on a couple episodes ago

732
00:44:09,840 --> 00:44:10,800
that hasn't launched yet,

733
00:44:10,800 --> 00:44:13,080
but we're actually doing YouTube here.

734
00:44:13,080 --> 00:44:15,200
His episode will probably be the first one on YouTube.

735
00:44:15,200 --> 00:44:18,760
So be on the lookout for the video side of things.

736
00:44:18,760 --> 00:44:20,120
I love what you guys are doing.

737
00:44:20,120 --> 00:44:22,800
I've used you guys as an example with our team as well.

738
00:44:22,800 --> 00:44:24,240
So keep up the good work there.

739
00:44:24,240 --> 00:44:26,800
But yeah, all podcast platforms.

740
00:44:26,800 --> 00:44:30,200
And as you mentioned, I'm an advisor at Wealth Advisors Group

741
00:44:30,200 --> 00:44:31,800
up on the north side of Fort Wayne.

742
00:44:31,800 --> 00:44:36,480
So happy to pass along my contact information,

743
00:44:36,480 --> 00:44:37,760
my email or website.

744
00:44:37,760 --> 00:44:39,600
I don't know if you guys have show notes or whatever,

745
00:44:39,600 --> 00:44:43,680
but I'm happy to get that to you guys as well.

746
00:44:43,680 --> 00:44:45,880
But yeah, 2,300 reasons why on all platforms.

747
00:44:45,880 --> 00:44:50,200
But yeah, to kind of leave some challenges

748
00:44:50,200 --> 00:44:54,240
or maybe the listeners stepping outside their comfort zone

749
00:44:54,240 --> 00:44:56,880
or just walking away with some things here.

750
00:44:56,880 --> 00:44:59,160
Number one, it takes intentionality.

751
00:44:59,160 --> 00:45:00,800
For everything that we just talked about.

752
00:45:00,800 --> 00:45:02,000
It does.

753
00:45:02,000 --> 00:45:03,720
None of this comes natural.

754
00:45:03,720 --> 00:45:05,760
None of it comes easy.

755
00:45:05,760 --> 00:45:09,160
And that again, is the foundation of why I think

756
00:45:09,160 --> 00:45:10,720
Jesus spoke on this so much.

757
00:45:10,720 --> 00:45:12,840
Money has an incredible opportunity

758
00:45:12,840 --> 00:45:17,080
to be an amazing blessing for us to use in our life.

759
00:45:17,080 --> 00:45:20,200
It also has the ability to seek, kill and destroy.

760
00:45:20,200 --> 00:45:24,040
And that's where the constant battle comes in.

761
00:45:24,040 --> 00:45:26,880
I have a picture on my desk, it's a canvas.

762
00:45:26,880 --> 00:45:30,000
And I was trying to figure out where in my office to put it.

763
00:45:30,000 --> 00:45:33,160
And it's a picture of a tortoise going down this path,

764
00:45:33,160 --> 00:45:36,120
down this road with this huge mountain ahead of him.

765
00:45:36,120 --> 00:45:37,800
And it's out in the future.

766
00:45:37,800 --> 00:45:42,400
So it's again, it's just a reminder of this slow process

767
00:45:42,400 --> 00:45:44,920
as we go through hard things, as we face adversity,

768
00:45:44,920 --> 00:45:45,960
like climbing a mountain.

769
00:45:45,960 --> 00:45:48,040
And we're moving as slow as a tortoise sometimes

770
00:45:48,040 --> 00:45:49,600
when it feels like we're getting there.

771
00:45:49,600 --> 00:45:50,800
And I couldn't figure out where to put it.

772
00:45:50,800 --> 00:45:52,040
So I put it right next to my computer.

773
00:45:52,040 --> 00:45:53,520
So I'm constantly looking at it.

774
00:45:53,520 --> 00:45:55,560
So I don't think it's gonna go up on the wall

775
00:45:55,560 --> 00:45:58,520
just because I constantly get to look at it.

776
00:45:58,520 --> 00:46:02,200
So that whole thought process of being intentional

777
00:46:02,200 --> 00:46:04,400
and trusting the process,

778
00:46:04,400 --> 00:46:07,440
that spiritual process part of the equation.

779
00:46:07,440 --> 00:46:08,680
What are we desiring?

780
00:46:09,520 --> 00:46:11,280
I think that's a question we need to ask.

781
00:46:11,280 --> 00:46:15,240
Are we desiring a stronger relationship with God?

782
00:46:15,240 --> 00:46:19,160
Or are we desiring a stronger relationship with the world?

783
00:46:19,160 --> 00:46:21,400
Because again, he is not of this world.

784
00:46:21,400 --> 00:46:23,780
He is greater than this world.

785
00:46:24,760 --> 00:46:28,400
The world is trying to distract us from God.

786
00:46:28,400 --> 00:46:32,800
And the desires of the world lead to dissatisfaction.

787
00:46:32,800 --> 00:46:34,720
So I think that kind of goes back to contentment

788
00:46:34,720 --> 00:46:39,720
of being present and enjoying where God has us

789
00:46:40,480 --> 00:46:41,640
in this moment.

790
00:46:42,560 --> 00:46:46,200
The moment we start desiring thing after thing after thing

791
00:46:46,200 --> 00:46:49,520
quite often leads to dissatisfaction.

792
00:46:49,520 --> 00:46:52,240
So much of this, and I think another point here,

793
00:46:52,240 --> 00:46:54,320
Orlando mentioned this at the beginning

794
00:46:54,320 --> 00:46:57,080
and even in your intro, it's so much more than money.

795
00:46:57,080 --> 00:46:59,480
It's our time, talent, our treasures,

796
00:46:59,480 --> 00:47:03,040
our emotional life, our physical life,

797
00:47:03,040 --> 00:47:06,560
our relationship life, mental emotional.

798
00:47:06,560 --> 00:47:08,840
It all goes hand in hand.

799
00:47:08,840 --> 00:47:11,720
Finances, financial wellness is a big part of it.

800
00:47:11,720 --> 00:47:13,560
We can't silo out these things

801
00:47:13,560 --> 00:47:15,760
because we need it to be together.

802
00:47:17,560 --> 00:47:18,960
Two other things here real quick.

803
00:47:18,960 --> 00:47:22,080
We've talked about, it often gets brought up

804
00:47:22,080 --> 00:47:25,960
first Timothy six a lot, popular verse, love of money.

805
00:47:25,960 --> 00:47:28,360
Love of money is the root of all evil

806
00:47:28,360 --> 00:47:31,920
and how that at times has gotten misinterpreted.

807
00:47:31,920 --> 00:47:34,880
I would challenge the listeners to read the whole chapter

808
00:47:34,880 --> 00:47:36,160
of first Timothy six.

809
00:47:36,160 --> 00:47:39,200
I think there is so much profound wisdom and knowledge

810
00:47:39,200 --> 00:47:43,520
in the entire chapter of Paul writing to Timothy

811
00:47:43,520 --> 00:47:46,840
to the church of Ephesus where Timothy's at at that time

812
00:47:46,840 --> 00:47:51,720
a very wealthy and high fluential city at that time.

813
00:47:51,720 --> 00:47:54,960
And a lot of these principles coming up in that chapter.

814
00:47:54,960 --> 00:47:56,600
And so yes, that's a key verse,

815
00:47:56,600 --> 00:47:58,440
but I would challenge if people are looking for,

816
00:47:58,440 --> 00:48:01,000
we've talked through a lot of different verses here,

817
00:48:01,000 --> 00:48:03,400
but if someone's looking to kind of get started, man,

818
00:48:03,400 --> 00:48:05,920
I think certainly there's parables and things like that,

819
00:48:05,920 --> 00:48:08,400
but I would challenge people to listen,

820
00:48:08,400 --> 00:48:13,240
to read the full chapter of one Timothy six.

821
00:48:13,240 --> 00:48:16,280
And then finally here, and I just added this,

822
00:48:16,280 --> 00:48:18,000
and I know you guys probably haven't even had your notes,

823
00:48:18,000 --> 00:48:20,000
but I thought about it last night.

824
00:48:20,000 --> 00:48:23,600
What are we doing in our life and with our resources

825
00:48:23,600 --> 00:48:25,160
to eventually hear well done,

826
00:48:25,160 --> 00:48:27,000
thou good and faithful servant?

827
00:48:27,000 --> 00:48:29,640
And I think we can talk through all of these things

828
00:48:29,640 --> 00:48:32,160
and equations and five C's and this or that

829
00:48:32,160 --> 00:48:34,840
and give stats about where we're at debt wise

830
00:48:34,840 --> 00:48:38,140
and poverty wise and all these things.

831
00:48:39,160 --> 00:48:41,880
But what are we doing with the time talent resources,

832
00:48:41,880 --> 00:48:44,040
treasures, what are we doing with our life

833
00:48:44,040 --> 00:48:47,160
and our resources to ultimately hear well done,

834
00:48:47,160 --> 00:48:48,800
thou good and faithful servant?

835
00:48:50,360 --> 00:48:51,560
That's a great word Austin.

836
00:48:51,560 --> 00:48:55,800
Yeah, absolutely. Well, Austin, thank you so much

837
00:48:55,800 --> 00:48:59,480
for your words, the encouragement, great conversation.

838
00:48:59,480 --> 00:49:03,480
Quite honestly, I could continue just chopping it up here

839
00:49:03,480 --> 00:49:07,360
and talking, but yeah, thank you so much for joining.

840
00:49:07,360 --> 00:49:10,960
As we said here, Austin can be found

841
00:49:10,960 --> 00:49:15,360
on all the different podcasting and soon to be video

842
00:49:15,360 --> 00:49:20,360
platform of YouTube, 2300 reasons why Austin, Tom.

843
00:49:20,360 --> 00:49:21,920
Yeah, Tom's, yep, yep, yep.

844
00:49:21,920 --> 00:49:23,080
Tom's, Austin, Tom's.

845
00:49:23,080 --> 00:49:24,600
No, that's okay, that's okay.

846
00:49:24,600 --> 00:49:29,360
Yeah, but wealthadvisorsgroupwealthag.com

847
00:49:29,360 --> 00:49:31,800
and I can get you guys my email as well.

848
00:49:31,800 --> 00:49:36,640
Love to just, if people have questions on this topic,

849
00:49:36,640 --> 00:49:41,640
I just, I love talking shop and I know a lot of your listeners

850
00:49:42,040 --> 00:49:43,720
probably aren't in the Fort Wayne area,

851
00:49:43,720 --> 00:49:48,720
but you never know and cup of coffee, breakfast, lunch,

852
00:49:48,720 --> 00:49:49,560
I'm all about it.

853
00:49:49,560 --> 00:49:52,720
So anything we can be doing to further God's mission.

854
00:49:52,720 --> 00:49:53,560
Absolutely.

855
00:49:53,560 --> 00:49:55,400
And as we said, I mean, it is so important

856
00:49:55,400 --> 00:49:57,920
if you don't have a Christian financial advisor,

857
00:49:57,920 --> 00:49:59,600
you've heard one now.

858
00:49:59,600 --> 00:50:04,600
Well, that's not the motive of this or the heart of this

859
00:50:04,680 --> 00:50:07,760
but it's the heart of, like Orlando said,

860
00:50:07,760 --> 00:50:09,000
it's where our heart's at

861
00:50:09,000 --> 00:50:14,000
and our heart is constant pursuit of fulfilling God's mission

862
00:50:14,080 --> 00:50:15,720
here on earth and furthering his kingdom.

863
00:50:15,720 --> 00:50:17,880
So I appreciate the platform, the opportunity

864
00:50:17,880 --> 00:50:21,160
to share my small portion in my small world

865
00:50:21,160 --> 00:50:24,920
and just very grateful and humbled by the opportunity.

866
00:50:24,920 --> 00:50:25,760
All right, thank you.

867
00:50:25,760 --> 00:50:26,880
Thank you, Austin.

868
00:50:26,880 --> 00:50:28,600
Invested with Purpose is brought to you

869
00:50:28,600 --> 00:50:30,080
by Timothy Partners Limited,

870
00:50:30,080 --> 00:50:32,600
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871
00:50:32,600 --> 00:50:36,120
Timothy Plan is America's first pro-life,

872
00:50:36,120 --> 00:50:38,120
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873
00:50:38,120 --> 00:50:41,440
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874
00:50:41,440 --> 00:50:43,680
Some of our podcasts may have a relationship

875
00:50:43,680 --> 00:50:46,360
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876
00:50:46,360 --> 00:50:49,600
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877
00:50:49,600 --> 00:50:52,080
However, guests are not compensated for their appearances

878
00:50:52,080 --> 00:50:55,040
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879
00:50:55,040 --> 00:50:56,960
Please be aware of an investment's carry risks

880
00:50:56,960 --> 00:50:59,160
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881
00:50:59,160 --> 00:51:17,160
Consult with a financial advisor for personalized advice.