Financial failure in marriage is one of the leading causes of divorce. Marriedcouples must be united as one in all things, including their finances. A couple inagreement to become debt free will attain that goal. Words like d...
Spiritual prosperity must always precede financial prosperity. God is our source for both spiritual and financial prosperity. We do not have to choose between a spiritual or financial blessing. God's Word tells us He wants to...
Most of us desire financial success in life. The amount of money we have does not determine the amount of our financial success. Deal with integrity in all of our financial decisions. Avoid conflict in settling money disputes...
Giving money to a church may not make sense to non-believers. The biblical concept of making money is to enable us to give. We can never out give our God. Proper giving requires setting up a budget. When we give, we will alwa...
Financial decisions must bring peace in our life. Where we are financially today is the sum total of all of our financial decisions. Consider the impact of a lack of peace in our financial decisions. Only lend money if you ca...
Always focusing on making more money may cause us to increase our spending. Is there a shortage of income or do we have a wrong attitude towards spending? When our spending is under control and we know how much it takes to li...
My experience in banking and finance has shown me that financial success depends on proper decision making. If we desire to be out of debt, we must control our spending habits. Living above our means (aka) income will never a...
Today we need faith to envision being debt free. Being free of debt is not a wish we hope may come true. It requires a change in our decision making. We must acknowledge that most debt is caused by our spending habits. We can...
There may be dozens of mini miracles in your spending where you can use those dollars to pay off debt. Overuse of your ATM to obtain cash shows a lack of discipline in spending.
The typical individual spends from $300 to $1000 per month above their income. Making more money and not controlling expenses will make us dependent upon making more money.
Some say goal setting is not proper for Christians. They believe it limits God. I disagree. My source for this lesson is found in Proverbs 16:9 “A man’s heart plans his ways but the Lord directs his steps.” We will examine ho...
President Calvin Coolidge coined these words “prosperity is only an instrument to be used, not a deity to be worshiped.” In my years of counseling thousands of those desiring to live debt-free, I discussed the following seque...
In order to live a debt-free life, we must set up a financial game plan based on God’s Word. King Solomon wrote the words. “Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.” We must stay fo...